I was in a car accident, it didn't total my car, but somehow I got liability insurance instead of full coverage even though it's my first time leasing a new car. I've only had this car since July 22nd, and I'm still making payments. I can hardly afford to pay the car note and my insurance plus my other bills in the first place, so I tried to find a good mechanic that would work with me on financing options for repairs, which I know would be next to impossible to find anyway. The tow truck driver that picked up my car after the accident suggested a body shop kind of far from me that he said would go above and beyond to try and help me out, so I let him tow my car there. I called them for a quote on how much they would charge the next day, and they told me 2-3,000, so I got some peace of mind that I wouldn't be going into debt to fix my car that I desperately need back. I called the next Monday to let him know I would be in to pay it the next day, and he told me it was 3- 4,000. I went in the next day to talk about paying the 3,000 (on credit) and financing the other 1,000, this time the price was 8,000. Waited there an hour to talk about financing, and when he could start repairing my car, and when he finally came back he said the final quote was 8,8000 and that they won't start repairing until I had put down half of what I owe. I called again last Monday to see if I put 7,000 down, that they could repair the car and I could put the other 1,800 in through financing since they promised they would help with that, they told me no and that the final quote was $9,000. What do I do? How do I even start saving for this? I can't call the car a loss and stop paying my bill, it would ruin my credit that I started leasing the car to build, and since my boyfriend's name is on the lease too it would ruin his as well.
Submitted October 26, 2018 at 05:20AM by headonapplydirect https://ift.tt/2O8fGhQ
