I knew my FICO score would be updated and was really excited to be 800+ and then I realized I dropped from 794 to 778. I had the account on -$10 after making a $300 deposit and then used $75 on that credit card and I think the minimum I had to pay was $25 by 10/21. Is that the reason my score went down? How will it affect me? I read that it won’t on my credit report because it wasn’t over 30 days late. I don’t know a lot about credit cards. I just use them and pay the amount so if you comment please make it easy to understand, thanks!
Submitted October 26, 2018 at 01:57AM by coldanddarkinside https://ift.tt/2PpTiVU
