Hey there!
I (23,F) recently got the notice that my deceased grandfather who disinherited me died. I talked to a lawyer and yesterday I got the notice that I will be paid 180k as a compulsory portion. Now... what?
My family is not good with money. They earn a lot and I don't know how but it's still gone at the end of the month. They have two houses which are to big for their needs and nobody wants to buy them (at least that's what they tell me, they try to sell them)
My parents talked me into buying an apartment in which I live ("the interest is so good at the moment, it will be cheaper to buy than to rent!" I believed that), I still need to pay 39k for that. I also have 20k student loans which I had to take when my parents couldn't support me in paying the apartment credit.
So now the student credit pays the apartment credit. I have to study for another year and will get a job which pays me 4.5k gross, roundabout 2.4k net.
So... what would be the best thing to do with the money? My plan would be to pay the apartment debt and the student loans, buy a used car (I am leasing one at the moment because "we want you to drive a safe car", I didn't know only BWMs were safe) and.. put the rest into an account first. And then?
Do I invest most of it? Everything? ETFs, gold, stock market?
I don't need the money right now, everything would have worked without it but I would have sold the apartment to pay for all the debts. I want to move in with my BF in a year or so but I'm in no hurry to start a family, I'm not sure I even want kids.
So. Yeah. I have no idea.
Thank you guys!
Submitted October 17, 2018 at 08:22AM by tracrium8 https://ift.tt/2R1Osvh
