For a variety of awful reasons from parents stealing my money, exes stealing money, getting stuck in terrible situations, and having to pay for a lot of school out of pocket and then failing because of other reasons, I've run up quite a debt. Luckily I have finally gotten back into school so student loads aren't an immediate worry for me, but at this point I can't even pay my rent.
I live in an apartment where rent is 500 a month plus utilities (it's a college town so most of the places around are extremely expensive). I was making over 12 bucks an hour working 60+ hours a week when I signed the lease for this year so it wasn't supposed to be an issue. I was driving an hour and a half to and from work each day though, and since I was going back to school the plan was to transfer me to a closer location and cut my hours back down to 40 ish. However, my car had blown it's starter(and then a whole lot of other issues happened to it and it is still in the shop 7 months later).
So when my car blew they still expected me to get to and from the place an hour and a half away for 4 months before they would let me transfer. So I was borrowing cars from friends when I could and unfortunately had to uber sometimes which would cost more than I would make that day. Eventually I got to the last week of that time and one of the cars I was borrowing broke down on the highway on my way there and several other issues that they simply expected me to overcome just to get there instead of transferring me back early.
At the end of all the issues because I couldn't make it in for 2 days they fired me. At this point I was living on fumes. I could eat maybe once a day, didn't have time to do anything, and could barely afford my bills because of how much money was going into just getting me to and from work.
Fast forward to now. I was unemployed for almost 2 months even though I was applying everyday and even got a couple interviews that said I just wasn't right. Eventually I started working as a hostess at a restaurant only a 3 minute walk from my apartment. So I only make minimum wage now and I'm lucky to get 25 hours.
For bills I have my 500 dollar rent, usually about 140 for utilities, 220 on my car payment, 240 for car insurance, 90 for phone bill, plus expenses for food. I also have 4 credit cards that are all maxed out(lots of terrible situations I've had to try and dig my way out of). One payment is only 25 a month, one is 150, one is 250, and one is 100.
How do I do this every month making 9.25 an hour? I barely eat anymore just because I can't afford to. I'm skipping most of my bills just to be able to pay my rent so on top of everything else i don't wind up homeless.
Any advice or ideas would be appreciated.
Submitted October 28, 2018 at 02:35PM by NinjaCoffee https://ift.tt/2PYjN1D
