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I've seen some people here who were just always frugal and probably got it from their parents. Others are going through hardships and had to scale back. What made you decide to become more frugal? House, student loans, retirement? Personally I had never thought about anything much and just didn't plan for the future. When I learned my mom had to take out a loan to pay bills despite being the mother of three adults (24, 22, 19) I never felt like a failure more than at that point and I decided to change. What about you?



September 20, 2018 at 12:03PM

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