I recently discovered that my soon-to-be-ex husband opened 4 credit cards in my name and had everything sent to a PO Box that I was also unaware of. I only figured it out when the girl working at FedEx Kinkos asked me if I lived on XYZ Street, and that they had a box full of mail for me. I'm faced with approximately $15k of debt I did not incur.
My problem is that this happened (as best I can tell) over 13 months ago, so all of the bills have since gone to collections. My ex moved out of state and we're in the process of going through a divorce. I've put a freeze on my credit, submitted a police report, have paid off 1 of the debts and am in the process of paying off another one right now. (I'll get to the remaining 2 eventually). Because these payoffs are with collection agencies, they have been willing to work with me in terms of settling for less than the full amount, but I'm wondering how screwed I am going to be come tax time when the 'forgiven' dollars will be considered as income?
Submitted September 22, 2018 at 12:09PM by CERipkenJr https://ift.tt/2xxcffc
