I'm freaking out crying! I can't pay this. I'm a grad student that lives paycheck to paycheck. I have student health insurance that's year-round. My school has a rule that if you get a referral from the school's health center, then Specialty office visits at my school's hospital are covered. I didn't know about this so I just made an appointment with my school's hospital's Urologist and went in for a 1-year follow-up. It wasn't my first time going, I've gone numerous times in the past. I guess in the past, my visits were covered because my original referral was 1 year long.
This time, I actually still did pay $25 in the office because I told the office workers that I had student health insurance, and that's the copay for it.
This past weekend, I got this "Explanation of Benefits" in the mail and it says THIS IS NOT A BILL, but "It is your responsibility to pay: $1008.00". I think I actually have to pay it to someone, right? To the Urology office at my school's hospital?
I signed into Anthem and it also says I have a $1008.00 denied claim.
What is my next step? I think I need to submit an appeal to Anthem Blue Cross. Are there any techniques or strategies to get them to accept it? Like, things to say. Or things not to say. I literally cannot pay it. I forgot to get a referral from school. But that sounds so dumb.
I also emailed my school's health insurance office with similar questions. I'm so scared.
Is there a way for me to pay this off slowly over time? Or to apply for some sort of funding or charity? I need all the help I can get.
Thank you very much for your time.
Submitted September 18, 2018 at 03:15AM by WiseVeps https://ift.tt/2NltOJ1
