In addition to keeping a budget, get into the habit of writing down every cent that you spend. “Every cent” includes the $150 electric bill that you paid yesterday, the vitamin supplements that you bought this morning, and the ten gallons of gas that you will purchase tonight. It also includes all nonessential expenses such as cigarettes, lottery tickets, or the blueberry muffin that you buy every morning while on your way to work.
Once a week, go over your list of expenses and decide which ones can be eliminated or reduced. You will have more money left over at the end of the month or between paychecks and will not have to struggle to make ends meet. When implemented properly, writing down every cent that you spend will become a winning strategy for your entire household.
Submitted August 01, 2018 at 12:30PM by livebetterforless https://ift.tt/2Khe2sn
