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A bit of background: Because of student loans and not paying them on time, and a history that is not very extensive, I have a credit score of right around 600 depending on what bureau you look at. I am in the process of building my credit and all my loans are up to date. I have a Capital One Platinum credit card and was wondering if I should be using the credit card for every day purchases and then paying it off immediately. Is this detrimental in any way?

Edit: Wow! Thanks for all the great advice. I've been lurking this sub for a long time and am amazed at what a great community it is.



Submitted August 29, 2018 at 08:45AM by whatcoulditbe https://ift.tt/2oksirN

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