Hello Everyone.
Much like the title says I am 22 years old and I am in a position where I support both of my parents in addition to my younger sister. My parents are both disabled and my father is the only one collecting any sort of income from Social Security. My mother has been fighting the battle for almost 4 years now and just can't seem to get anywhere with the courts for her Social Security. That means I am the only one working in the household to bring home income and albeit isn't that great. I work in the automotive sales industry for a luxury brand and for my area I just don't see the growth potential. I have been at this job for almost 2 full years now and I made approximately $40k (gross) in my first year. I expect to make roughly the same this year, and quite possibly less as they added an additional 2 salespeople to our staff. Compared with our 20 year associates they average 50-55k yearly, which to me doesn't seem like it is all that worth the time investment especially with the volatility of the Automotive industry. I don't even know if dealers will exist in 20 years. At least not the way they do now.
My father's income covers the majority of the normal household expenses (electric, mortgage, water, coal). I supplement the rest (vehicles, cable, insurance, food, cell phone) and any necessary purchases including items for my sister for school. I recently just replaced a microwave, oven, and dishwasher. The problem is I can't seem to save money. I love my parents, I will definitely support them but I feel like I am in a position where I have to stay with them. I don't feel like I have the growth potential to care for them and forge my future. Many things I have had to put on hold. I had to put college on hold for who knows how long, I have been working full-time with a seasonal second job, and I use what free time I have to care for my parents. We recently got water damage from flash flooding in our basement (bi-level home) so I have been tearing out walls and carpet now for a week and a half. I am drained financially, physically and emotionally. I don't like living feeling like I am fighting an uphill losing battle. How can I improve my quality of life?
tl;dr - Parents are disabled, I make barely enough to maintain my family's quality of life, how can I improve financially.
Submitted August 29, 2018 at 07:01PM by Valantia https://ift.tt/2wqzXZX