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I’m 25, make a decent living and need any advice on what to do with my money to put me in the best position at retirement. I work in physical therapy, primarily within skilled nursing facilities. From my experience working I have found that therapy contractors (speaking only for skilled setting) don’t provide a lot of stability. With three years my facility changed contacts four times. I was later told by co-workers that whenever these contracts switch they would lose some of their 401k matching and would have to re-enroll when the next company came through, and that’s if they decide to keep you. I would like a more permanent option so I can totally avoid that situation. Are there better options than a 401k and if not, why would I need to do to look into this?



Submitted July 09, 2018 at 10:08AM by h33l0 https://ift.tt/2KFyvMi

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