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Hey, so for the past few months I've been taking money from my cc and depositing it into savings or checking via my bank's app every week and then paying off the cc once I get paid, and I thought that this was a good idea as I was able to show that I'm able to pay off large amounts with regularity, but now I'm reading up and everywhere says that I shouldn't be spending more than 30% of my cc's balance. Does this count towards my monthly balance i.e. should I stop doing this? Any help would be greatly appreciated, thanks!

(seriously, don't judge, nobody ever taught me about personal banking and so I'm starting at ground zero way later in life than what I should)



Submitted July 10, 2018 at 11:28AM by ApolloBeneathTheWhip https://ift.tt/2NG4vOs

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