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There seem to be a lot of rule followers around these parts. The standard rules I'm referring to include, but are not limited to:

  • Having a 3-6 month emergency fund
  • Not buying a house with <20% down
  • Prioritizing debt repayment

Etc, etc.

Are there any rules you don't follow, either by happenstance or because you just don't want to?

Personally, the biggest rule I break is, having housing costs of less than X%(?) of my take home/gross pay.

I splurge on housing. I don't want a roommate. I want the grocery store to be right across the street from me. I'll gladly pay the premium for all of this. For me it's almost like a part of my medical costs. I have a disability so I spend a lot of time at home. Living like this makes it so much easier on me physically and mentally.

Conversely I offset this cost by not having a car. I either take public transportation or Uber.

Edit: typos



Submitted July 13, 2018 at 09:21PM by ebkie https://ift.tt/2LfrpxO

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