TLDR: Luck turned upside down, went from 50k in savings to being 5k+ in debt and now need to move back with parents. Feeling unmotivated and want to give up.
I currently work in IT as a network engineer barely stepping my foot into that role. I studied for my certifications and finally got the job which was 2 hours away from my parents house. (Where I lived at the time) My time there I was able to save a good 20k or so, sold my $500 car and bought one worth $25k which is now half paid off. Felt like I finally had things together and it was now time for me to move off on my own, so I did. When I said I had 20k saved, about 10k was profits from crypto, the other 10k was left in savings. (I was in it for quite a long time, so I was a pretty firm believer. I knew this ratio wasn't typical, but I figured my salary would only grow and now would be the time to invest strongly.)
Anyways, so I move around November, paying 1.1k/mo rent because of the area. Things are fine though, I have plenty in my savings, and could take some out of my crypto wallet if need be. Well, a little later the crypto market crashes, and I knew better than to hold as this definitely proved to be a bubble afterall, and sold. At that moment I had maybe 10k in savings from the loss, deposits, rent, and some furniture. The good news was that I would begin my new job that month, making 65k salary which was a huge leap for me, and the title alone would only help me obtain those type of jobs easier.
I never partied much and kept to myself, so I decided that I needed to get out more and I did. Got drunk, went to the casino, played some poker, drove home on the back roads drunk and got pulled over for a DUI. Yep, not one ticket my entire life and my dumbass decides to drive home drunk. What's even more embarrassing is that I didn't realize how big of a deal a DUI actually is. Once I found that out, I realized I needed to hire the best lawyer I could around this area, and did, for 4k. From the fees and all that about 5k was now subtracted from my savings, leaving me with 5k.
I start my new job, things are going well and it turns out they hired "too many" engineers. Myself and 3 others who had the least experience were let go 1 month into the job. Couple weeks later, my car gets broken into while I'm at some park. 1k in damages. Two months went by with me looking for jobs, and finally when one seemed they were going to hire me, I got turned down at the very end. Not sure what happened, I mean the basically told me I was hired and to expect a call. This past month I had to pay my rent/bills/payments with my CC and now I'm rushing to grab whatever job I can.
Needless to say, I'm now in debt, depressed and disappointed on how fast the world basically swallowed me up when I went out on my own. The crazy thing is, most would agree that I'm typically a pretty driven guy, but this shit has just crushed me and my self esteem. Part of me doesn't want to give up, and to grab a personal loan to consolidate debt and keep at it. The other part is saying to just move back with my parents, save up and start again but this time correctly. It just sucks because last time I saw them everyone was talking about how well I was doing, how I'm an engineer now, etc. If I move back I feel as though I'd be seen as a fuck up for being back at home at 27, since I already stayed there for so long before.
Submitted July 11, 2018 at 11:53PM by CriticalBed7 https://ift.tt/2L2VgcG
