We’re Australian, I’m 30 and my partner is 26 I’ve been in a relationship for a couple of years and emotionally we are in a real good position, however financially I have some concerns.
5-6 years ago my partner went overseas and at least partially funded the trip with some extremely bad advice on their credit card, and now 5-6 years later has paid off little of anything so has approximately $6k in credit card debt.
My partner has also got approximately $1.5k in debt for purchasing a laptop.
She has recently got a decent job, however pays minimum wage + commission but bring new to the job means the commission is very up and down and she has struggled to even pay the interest on this debt and I have had to help her out with paying for certain bills to get us through which to me is obviously not an ideal situation.
Personally i have always tried to be responsible with my money, and while I don’t do any official budgeting I do try to save when I can, and honestly I feel I could be in a position to position to pay off my partners debt, however this seems like a red flag as it is teaching her to not take accountability for her own mistakes.
She is unable to transfer the debt elsewhere - so she at least doesn’t have to pay so much interest - as I believe she has tried a couple of times.
While I said I personally manage my own money well enough, I don’t know anything about budgeting or paying off debt or what financial services she can use to solve this issue, and at the same time while I am constantly trying to talk to her about saving money and not spending on unnecessary items there is still work to be done here.
Any advice would be appreciated.
Submitted June 08, 2018 at 01:49AM by LordRekrus https://ift.tt/2kX8KrO
