Hello everyone!
27 year old, currently maxing out my 401k and Roth IRA. I don't qualify for HSA. Current salary 100k+. I'm looking for advice on what to do with my taxable brokerage account through vanguard.
401k, 100% stock: 85% VINIX, 15% FSIVX.
Roth IRA, 100% stock: All in VTSAX.
1) How are my choices overall with those accounts?
2) I want my taxable account to be tax-efficient and I understand index funds like VTSAX are a good choice. Would it be a bad idea to have overlap by choosing that, given what I already have in my 401k/IRA?
3) Any other recommendations for the taxable account? I would like to keep it simple with an ETF, and MAYBE at some point picking 1-2 individual stocks I really liked.
Thanks in advance!
Submitted June 07, 2018 at 09:13PM by mcflyguy09 https://ift.tt/2Jr7Hef
