I've tried researching this and nothing I've found seems to apply to this exact situation. I know that HSAs are only allowed if you have a HDHP, and that makes sense to me. But given that my employer pays the cost of the HDHP, and provides $4500 in an HSA to cover the deductible, can I stay on my parent's insurance and keep it as my secondary provider?
It seems like the tax rules don't quite cover this situation, or I am not understanding them fully enough to figure this out. My understanding is that if you are on a PPO, you are not eligible to contribute to an HSA and keep the tax benefits. But if I'm on a PPO AND an HDHP and my employer pays into the HSA exclusively, what does this mean for me? Thank you!
Submitted June 04, 2018 at 10:12AM by austeninc https://ift.tt/2Hi0s6w
