Lets break it down. I have around $17,000 to my name and turned 21 in January. I have a full ride scholarship and not a cent of debt.
The specifics:
- $9000 of cash in my savings
- $6500 in Charles Schwab portfolio (6000 initial investment) ($500 gain)
- $500 in robin hood
- $250 in coinbase
- $250 cash
- $500 school fund
I have a full ride in college and currently going to start my senior year in august. I will come out with no debt. I have a car that works fine and all paid off. I will be receiving about $2000 more in summer from my internship, and will try to find an internship during my fall and spring semester.
My monthly expenses starting in august is roughly $200 for food and cellphone. (I'm very frugal). I will literally go out of my way to save a few bucks here and there if need be. My Pell grants and scholarships will pay for my living next year as well. I will have around $1,500 in miscellaneous expenses before senior year. I am an accounting major and will go a fifth year in college, that is paid for as well. I also live in Nebraska, so many things are cheap for me.
I need ideas to know what else to do with my cash on hand. I'm tired of watching it sit there. I need some ideas. and will reply as soon as possible if any questions.
P.s. My whole family lives pay check to paycheck, The only reason why I've saved so much is to not turn out like them. Thats literally the only thing that keeps me going.
Submitted June 19, 2018 at 04:26AM by koltokolton https://ift.tt/2t9vIAa
