Hi :) To add a little more information to the question, I’ve just started a full time job at £8 an hour. (£1120 per month BEFORE tax) and £90 per month from PIP. I’ve also started the application for working tax credit and I’ll add that when I know how much I’ll get...
My monthly outgoings total £148. This is ONLY direct debits that I can’t cancel.
I am TERRIBLE at saving. I try to motivate myself by saying that I’m saving for my first property and to give my 2 cats a new home (I currently live with my parents and they do not like he cats but I cannot give them up for a few reasons)
As of August 2018, I’ll also have another £200 per month going out as I had to buy a new wheelchair and get a loan from my grandma to pay for it...
How can I:
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Be more disciplined and stop spending money on eating out and random crap? Current methods of motivation are NOT working!
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Reasonably save £10,000 as soon as possible? This is how much I’ll need for a deposit on a flat.
Any advice greatly appreciated!
June 15, 2018 at 12:55PM
