I am 31, and have lived my life like many from paycheck to paycheck. In two months, I will be taking on an additional $600 a month, and I currently struggle with what I make.
I figured I can make this work if I
1.)Stop smoking (easier said than done!) 2.)Find a way to eat cheaper 3.)Stop impulse buying
I've never had a budget, I just constantly stress. This irresponsibility has led to debt in payday loans (So mad at myself for getting into that trap) and legal trouble due to not having paid sales tax for car and it's a year past registration. I have a ticket out that's not been paid for months.
I'm also a recovering alcoholic. I am sober since April 8th and feel like some things in life are finally getting back on track. It's the best I've felt in over a decade and a huge accomplishment (much in part due to the awesome community here and in person), but now actually addressing my other struggles has been an issue.
I am terrified at my ability to consistently be responsible, as I am very impulsive. It's gotten better since I stopped drinking, but in a moment of weakness or high stress I'm capable of neglecting future financial issues for that instant gratification.
Maybe the question in general is broad, but I would appreciate some testimonials for some encouragement! Thanks Reddit
June 13, 2018 at 06:35PM
