If this doesn't belong here, I do apologize. Historically I have had a good credit score, at least for a 24 yr old. Throughout the last few years my credit score has hovered at around 800-810 with just a credit card and a debit card, no outstanding debt, or mortgages. In Sep 17, I closed the Delta Amex I'd had for a few years and opened up a Chase Sapphire Preferred to get some more miles (plus I hate Delta). When it opened, I took a hit on my credit. I expected that. I'm young and I'm sure it impacted my overall avg length of credit. However, fast forward half a year later, and my credit score (according to BofA) just won't go up. It's stuck in the 730s. At the same time, in Sep I transferred to a private undergraduate university and began taking on student loans. These were all through FAFSA, and are deferred until I graduate. But nonetheless, my credit score is still stuck much lower than I'd like it to be. I checked credit karma and there's nothing out of the ordinary. Any thoughts? Will my credit be meh for as long as I have the outstanding loans even if they're technically up to date?
Thanks for any/all replies
Submitted June 04, 2018 at 09:34AM by tharussianphil https://ift.tt/2xFTCrR
