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I was advised to get an umbrella policy for general liability due to the profession I am in (people might assume I have deep pockets and sue me for every and anything). However my net worth is low right now. Shouldn't I wait until it's at least 1 million before getting one? Or is it better to get one right away? And can someone get my house even if I don't have much equity in it? And in general are retirement accounts protected? [ohio]



Submitted May 18, 2018 at 05:58PM by europeinaugust https://ift.tt/2wVS50s

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