I was recently stopped at a light behind 10 or so cars when I heard a crash behind me and looked up just in time to see the car behind me being pushed right into my vehicle. The car behind them failed to stop and smashed into them pretty hard.
There were a total of four cars involved and luckily no major injuries. The rear most car was clearly at fault and their insurance reached out to me saying their clients liability would not come even close to covering any of the four vehicles repair costs (in CA the legal minimum liability is $5,000). I was told that my only option I had to get my vehicle repaired was to use my collision coverage and pay the required co-pay.
I imagine this happens all the time with so many people in California and other low liability states.
Are there any other options for people in this type of situation?
Submitted May 07, 2018 at 02:02AM by lebdit https://ift.tt/2FQZdKx
