I currently have a Surface Pro 3 that I’ve been rocking for over three years. The touchscreen is starting to fail and the battery only holds a charge for about 2-3 hours. It’s been out of warranty for about two years now.
I’m looking at getting a MacBook ($1500) since I’m learning to become a UX/Front-End Developer and plan to learn iOS app development at some point.
I currently make about $15/hour working 40 hours/week. My monthly bills are as follows:
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Rent: $400 (all inclusive)
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Internet: $20
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Car: $400 (payment + insurance, $5,775 remaining @ 3.5%)
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iPhone X: $100 (plan + payment, $830 remaining @ 0%)
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Student Loans: $50 ($1,300 @ 4.3%)
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Gas: ~$70 or so
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Groceries: $150-200
I’m looking at applying for a Chase Freedom card that has a 0% intro APR and use that to buy the computer, and then pay it off before the intro period ends so I don’t pay any interest.
Would this be okay, financially speaking, or should I wait and buy it with cash?
Submitted May 25, 2018 at 08:00AM by NotARestaurantLackey https://ift.tt/2s7J5k9
