Hello everyone!
I’m new to this investment game and trying to play catch up (I’m in my early 30’s).
I finally started working for a company that offers a 401K plan, so I opted for a Roth and selected the company-approved options below for my contributions.
I’m wondering if you all think my strategy is not heavy enough on risk? And whether it is exposed to enough stock?
Part of my risk avoidance in selecting the options below came from MONEY magazine articles about how to weather a potential market correction, but I am now realizing that I am trying to time the market too much.
30 % NT S&P 500 INDEX 25% GROWTH ALLOC INDEX 15% Vanguard Institutional Total Stock Market Index Fund Institutional Plus Shares 15% Company Stock (currently doing well) 7% ODVIX Oppenheimer Developing Markets Fund Class I 1.5% Harris Associates Oakmark Global Collective Fund Class 4 3% Northern Trust Collective All Country World ACWI ex-US Fund - DC Non-Lending (Tier R) 1.5% Janus Henderson Balanced Fund Class N 3% T. Rowe Price Institutional Small-Cap Stock Fund
Submitted May 20, 2018 at 07:58AM by onzroad https://ift.tt/2IwPUFZ
