Hey guys, my husband and I met with a realtor on Friday and he seems to think we could afford a 300,000 to 350,000 home with a small 15,000 down payment. We are first time home buyers that want to start a family and are looking for a forever home. Is this guy for real? I'm aware we would have to carry added insurance/fees until we got to 20% down and we are looking at a higher monthly payment but we live so below market value where we are, we will never find a single family home for what we pay a month. Second question, I have student loans but my husband only has a car payment, could my student loans kill this real quick? I've been paying them off since I graduated in 2012 but paid less this past year due to finishing my masters (paid for out of pocket so no loans there) and I'm nervous it's goong to kill the dream of homeownership.
So I guess I'm looking for some answers from people both in and out the real estate game. Or better, someone who's had this experience or something similar? Thanks guys.
Submitted April 29, 2018 at 07:23AM by Whiskeychick122 https://ift.tt/2r72EIu
