Hello friends! The other day, I checked my bank account, only to notice my credit card had a phone transfer to my checking account for about 295$. Over on the checking side of things, my account states there was a 295$ transfer, as well as a purchase for "Interjet Airlines" in San Antonio that amounts to 408$. (I'm in California, and have never been to texas, and have no plans to go whatsoever.) Checking my messages inbox, I see that there is a message with the first part in Spanish, discussing my telephone transfer. (I have not done this transfer.) Things I've done since then: -Panicked.
-Called the bank had them send me a new debit card -Canceled the telephone transfer (Pending) -Reported the airline charge as fraudulent and opened an investigation -and I setup a verbal password for my account.
I've also been drinking a lot, because now I have no means of paying for food, besides cash, which I hardly carry anymore. The questions I have are as follows: -How f******* am I? -What should I do? Have I taken the correct steps thus far? -How will I pay off my phone bill if I haven no card for the next week? -Will the credit that has incurred on my account fraudulently still be charged interest by the end of this month (my payment date)? -How could someone have accessed my account via phone, and used my card? I'm extremely careful about such things, having just completed a computer security course. Is my identity compromised?
How bad are things looking for me? Am I completely screwed? Thank you for your time and thoughts. It's been stressing me out so much.
Submitted April 29, 2018 at 05:55AM by Syntax_Attacks https://ift.tt/2ranNkn
