I got a call from a debt collector on an old credit card. I usually don't answer these as I've been out of work for some time, but just started back.
They were very pushy, and I didn't hang up the phone beecause I have no spine. I gave them my debit card number and a payment plan, then was sent to a confirmation message (to accept this arrangement, press 1, etc), which in the heat of the moment I declined and hung up. I don't know why I agreed to the payment plan, maybe I felt pressured, but once I was off the line with a human and able to decline the deal, I did so and hung up.
I was surprised to see today that the charge went through. Does their confirmation message even matter? Or can they just charge me regardless?
Submitted April 28, 2018 at 11:00AM by ihaveacollegedegree https://ift.tt/2HXts7O
