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My student loans are paid off! It feels good to be done with them. I graduated college with $28,000 in loans and it took a few years before I could make any progress on them. At this point, my only remaining debt is my mortgage at 3.75%.

For context, I'm 28 and I make $50,000/year. I'll be able to max out my IRA for the first time this year ($5,500, right?) and then I think I'll have to explore opening a taxable investment account because I'll have more money to invest. I have access to a SEP-IRA through work but not a 401k. If you have other ideas for what to do with the extra cash flow, please let me know. I could pay off my mortgage sooner, but I'd like to add to my retirement accounts as much as possible.



Submitted March 07, 2018 at 11:18PM by np_nellie198 http://ift.tt/2HfSN94

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