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Hi PF! I am lucky to make enough money that I am not eligible to deduct any contribution to an IRA. However, I also am not super good at understanding how all the various retirement options work. In my situation, is there any reason to use any IRA (Roth or traditional) with their restrictions on withdrawals when I could just invest in index funds etc.?

FYI, I max my 401k and don't have access to an HSA at the moment. Please read charitably, posting on mobile.

Thank you!!!



Submitted March 06, 2018 at 11:03AM by ALFentine http://ift.tt/2Hd7pWR

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