I browse this sub daily and see a wide variance in levels of frugality. I’d like perspective. Could you describe your level of income, degree of frugality, debts, and monthly budget?

I’m at $64,000 in Philadelphia

Quick budget overview:

Rent $765 Internet/Cable $95 Cell Phone: $80 Groceries and Toiletries: $220 Utilities: $105 Roth IRA: $100 Student Loans: $100 401k: 7% (company matches 6%) Entertainment (movies, restaurants, beer, etc): $650 I also put aside $450 a month which rolls over for vacations, clothes, car repairs, gifts, anything that has a high monthly variance

March 30, 2018 at 07:47AM