I just wanted to thank everyone on this subreddit for past advice and the threads that provide some insight and guidance for the financially clueless.
Just 6 months ago I was a financial mess who still managed to live paycheck to paycheck despite having low monthly responsibilities and making a decent salary for a 25 year old. I was 3k in debt, which is not a whole lot in retrospect, but to me it felt like this roadblock with no detour or alternate path. I used to blow my money like candy and found the 1600 dollars I make per period gone, leaving me with not a whole lot after paying my monthly bills.
Today I find myself in a much better place, with just under 8K in my bank account, and no debt, besides my car loan which sits at 13,000. It feels so amazing to log into my account and see money stowed away, in a way, I feel secure, and im ready for more. I dont know what happened but at some point after the new year, something just clicked and I realized how easy it was to actually just apply some responsibility to your finances and here we are. I am moving out of my folks house in 2 months and I hope to have 10K at that point which if I calculate it out, should be over 6 months of an EF, and im ready to keep it growing.
Just wanted to say thanks, from a lurker. It means a lot!
Submitted March 29, 2018 at 02:12PM by temp6969420 https://ift.tt/2J2LIua
