I've heard in the past that you should contribute to a roth account if you believe that you will be at a higher tax rate later on than you are right now, and that you should go tax-deferred if you believe that you'll pay more taxes now than in the future.
That said, I have dim visions of a 3 dimensional surface that comprehends anticipated networth at retirement, current taxable income, and anticipated future market return .
So how has this surface changed since the Trump tax cuts?
Specifically, i want to know whether it makes sense to go back to a roth 401k while making 200k/year with a networth of 2.2 million at age 45, expecting to retire in 5 to 10 years. I'm expecting equal to slightly better market returns during that duration.
Submitted February 24, 2018 at 06:36AM by ChickenInstruction http://ift.tt/2ET73Um
