I've never had a late payment and I used my card a lot more than usual in December, but I always pay it off before it's due.
I'm trying to buy a house and a car in the next 60 days but my TU score is 698 and my others are closer to 780. Most credit agencies don't average and tell me they take the lesser score. My TU score is only 698 because Amex hasn't shown updated since November and shows a $10k balance. It read's it's still Good but shows that balance where the others show I have no debts.
I asked amex and they said they report to all each month and they can't control what they show and that's why there are an odd number of them, and more than one. TU tells me they haven't received an update from amex.
I'm trying to not wait to cram two big financed items in the same 30 days, and I don't want to accept a higher rate just to spread the financing out.
Do I have any other options I haven't mentioned?
Submitted February 10, 2018 at 11:06AM by oksoithought http://ift.tt/2C8vkUd
