Hey everyone, I've been reading this sub for a while and I've learned quite a bit on how to manage my finances. Coming from personal experiences, I feel like sometimes we can be really stubborn and can be told the right thing over and over again and nothing will change unless we actually do something to make that change. I wanted to share my story pertaining not only to finances but to overall health as well and how they went hand in hand.
I started my current job in 2013 and had bought coffee in the morning here and there. 2016 and 2017 were difficult years and coffee and food had became a daily comfort for me before and after work.
It started as a cup a couple of times a week. Then daily. Then daily coffee with cream and sugar. Then sometimes with syrup. Then every day with syrup. Since I'm getting something to drink, why not food? A bagel a couple of times a week with the coffee. Sometimes two. Some mornings I would be spending $12 and also 1,200 calories.
I was already fairly overweight for many years but last year I ballooned up to 265 lbs. In late October I was sitting at work with all this was running through my head and I finally made the decision to stop. I started intermittent fasting along with changing how I eat which meant no more morning Dunkin meals. Dusted off the coffee maker in the office, bought a bag of whole beans for work ($10), one for home ($10), and an IKEA french press for home ($20).
Today I looked through my statements from 2017 and added it all up. $1,200 on Dunkin and $350 on Starbucks. And that's all credit purchases, not counting cash. $5 a day adds up quickly over time when you don't keep an eye on it. Since last November I can say I've easily saved over $400, I've down 25 lbs. so far and the coffee these days tastes so much better!
Submitted February 03, 2018 at 05:19PM by 3itmn http://ift.tt/2DZfjG4