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In the spirit of keeping this sort, Ill be blunt. Are retirement calculators a crock of shit? Seems like the more I make, the more they say i need to retire. Most of these calculators are run by institutions that have a vested interest in people saving money.
My household income is in the top 10%...probably the top 5% in state (CA). The last calculator that I ran estimated that I would need 4.5 million to retire. an absolutely unreachable sum of money.....and I have over 1million saved already and age 43. If i cant make 4.5million and Im in the top 10% does that mean 90% of the state doesnt stand a chance? Someone explain it to me please.



Submitted February 19, 2018 at 06:11PM by TAGiants2029 http://ift.tt/2CxjV0q

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