So I am a member of a 457b (govt worker) and I am maxing my contributions. My wife is a member of a thrift saving plan and she is maxing those contributions. I have a small Roth (Betterment.com) that I am contributing to as well.
Well my wife got a raise and I am going to be making a lot of overtime this year so 2018 is going to put us (filing jointly) for over the max income limits for putting money in a Roth.
What are some good options I can do with the extra money I will be making. Can I open a traditional IRA and just start plugging the money into that? Or maybe I should just open up a taxable account with Betterment and invest in various stocks.
I know it's a good problem to have if I make too much for a Roth but it's causing me a headache because I don't want to miss investment opportunities for retirement.
Submitted February 02, 2018 at 09:01AM by biohazardforlunch http://ift.tt/2E7dpT4
