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Happy New Year /r/personalfinance! 32/F/fully employed here.

I decided to save myself $130/month by changing two things. For my car insurance, I went from paying $102/month with Progressive to paying $70/month with Geico for the same exact coverage. Additionally, I decided to quit a monthly yoga studio membership for $99/month for an at-home, free yoga practice (thanks, Youtube)!

With the extra cash, I will be paying down one of my two credit cards (the other one I pay off in full each month). Hopefully, I will have that paid off by June! On a side note, I'm also excited to pay off a debt consolidation loan this September. I have been paying off this $20,000 loan for the past four years. The end is in sight and honestly, I never thought I would get to his point.

Here's to a debt-free 2018!



Submitted January 02, 2018 at 03:41PM by 30yroldheart http://ift.tt/2CdVxS7

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