For most of my life I’ve worked low paying jobs - $8 to $12/hr. Last year I got my first salaried job and am making a middle class salary. It’s been great in so many ways but I’ve been struggling trying to adjust my way of thinking when it comes to saving money. Before, saving money was never an option and I was always living paycheck to paycheck. I thought I was on a good path now, I had my first 1k in Savings and have been working on paying off my car. However, my car recently needed repairs and a couple of other unexpected things came up in a short amount of time and I’m finding myself completely broke again. My question is, how much money should I keep as a safety net. How much should be the minimum that I’m shooting for having at all times. I’m tired of my balances always going down to zero. I have 3 accounts that I keep -one for savings, one for paying bills, and one for fun. I’d like to have a minimum in each account so none of them get down to zero. What are your best practices to always have money when you need it?
Submitted January 29, 2018 at 10:34AM by LlemonGgang http://ift.tt/2niZi3o
