I'm a single 25 year old who makes $78,500 a year in Maryland. I've been trying to stay at home to save up for a townhouse, but it's becoming increasingly difficult. I'm not sure why, everything is the same but my family just irritates me. I don't know why. A big point of contention has been getting a cat. I've always wanted a dog or a cat my entire life. I'm prone to bouts of depression and nothing helps more than the unconditional love a dog or a cat gives. I've been volunteering every day for the past year at an animal shelter. But it really irks me I'm not able to adopt.
My mom wants me to start looking for an apartment because she's about had it with me. I do not want an apartment, ideally I'd like to get a townhouse or a condo. How far away am I financially from getting a place? It would likely be between $200,000 and $250,000.
As of right now, I have $14000 in my account. My credit union (Tower Federal) offers 100% financing options with the APR under 4.2%.
I have no student loans or other debts. My only expenses are for food, gas, cell service, and online streaming.
Upcoming expenses are health insurance and car insurance. I'll have to get health insurance through work since I'll be turning 26 soon, but I checked the rates and it's ~$175 a month. I have an old car so I don't think car insurance should be too bad.
Submitted November 18, 2017 at 09:08AM by AlwaysAboutCats http://ift.tt/2itfT25
