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I lost my job a couple days ago. I walked away with about 5 weeks of vacation paid out to me plus a severance offer of another 5 weeks of pay. Of course, these are taxed heavily. All said and done, I have a lump sum of about $7,000 to work with. Is that considered a windfall? :/

I pay my share of rent this week, which will eat about $1200. I'm also moving in a couple weeks, but thankfully I paid the first month there already (blessing in disguise), so no more housing costs until January 1.

I paid my credit card bills (~$200 between the three) just before losing my job, so I'm good until mid December. I was on an income based repayment plan with non-profit/public service forgiveness for my consolidate student loans through FedLoan. That $225 is due next week.

Other budgeted expenses include auto insurance at $170 in a couple weeks, upcoming registrations in January for about $200 total (car and bike), and ~$50 cell phone bill at the beginning of each month. I live with my girlfriend and her daughter in kindergarten, and we share rent, utilities, and food expenses.

I guess I'm just overwhelmed. I will be filing for unemployment, need to apply to continue health insurance coverage since that went away with the discharge, and maybe try to get some assistance for food with EBT? Are there any other temporary measures to look into while I look for another job?

I hope I chose the correct flair.



Submitted November 03, 2017 at 01:52PM by singlewhitefail http://ift.tt/2xXB8ia

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