Okay, guys... So here's the gist. I'm living in China now and I get paid into a Chinese bank account. I have about £2500 in credit card debt and £2500 into my overdraft... It's a little bit insane and I am gonna have a hard time paying this off as I can't do direct transfers from China to UK, It's just incredibly awkward. The thing is, I'm probably going to be staying here and never returning to the UK..... Should I just declare bankruptcy with my UK bank account, or should I call them to attempt to put all the debts on hold and try and pay it off a little bit at a time while living over here? Because the way it stands right now, with my wages and the situation I'm in, my family have agreed to pay the bare minimum each month. But the interest goes over that..... So it's just a complete waste.
I won't be able to reply to any comments, I'm sorry for that, because I'm going to sleep now. But I'll see the help you guys give me in the morning.
I really appreciate any advice you can give.
Submitted November 21, 2017 at 12:06PM by throwawayforthedebt http://ift.tt/2iBRd7y
