Hi there! I have a year left of school (yay!) and will have no student loans (so far) thanks to a 529 plan. I do however have around $11,000 of credit card debt. I acquired most of it when I was younger (18-21, I am now 23). I really want to pay it off. I have never missed a payment but only ever make minimum payments. I work as a photographer and graphic designer (my degree) and am in school full time, going into my senior year (thesis time!) so time is tight. My car's transmission is going out so I need a new car sooner than later.
Would you wait to buy a new car until the debt is paid off/down? if so, how much should I pay it down before I apply for a car loan?
I don't live somewhere with good or reliable public transportation and lots of snow so I kind of need a car to get to work and class.
What is the best way to tackle the debt? I put everything I make towards it but do not seem to ever make any progress :/
Submitted November 25, 2017 at 01:38AM by asapfreckles http://ift.tt/2iOssVV
