Had to leave college due to extenuating health/family financial circumstances. My only family is my 45 yr old mom working a min wage job and has liver cancer. Father ran away 6 yrs ago leaving us with a huge gambling debt.
My financial aid was revoked and I owe the school $18,700 because my grades were garbage from working too much. I was told before I left that I withdrew in time for 2 semesters and my balance would go down to $5,900. Turns out that is not the case. I've been emailing the Dean's office, bursar's office, and financial aid office for the past 4 months to no avail. They keep saying get a loan from a company and pay full. I was denied by everyone for a loan.
I also took out private loans with Sallie Mae and they're at $35,100 with a 10% interest rate. Co- with dad, but I have no idea where he is and Sallie Mae rep basically chastised me for not having a dad anymore. If they can't contact him, it's all on me.
Both the school and Sallie Mae will send me to collections and stated my wages will be garnished beginning December 8th/11th. I lost my job in October. I have no license or car. Just been working cash jobs like babysitting and dog walking.
How does wage garnishing work with a job and without one? Can Sallie Mae somehow contact my father? How should I prepare for the future once I get a job? Any other advice for a 21/F?
I don't have access to a phone regularly, just a local library computer or my friend's.
Submitted November 27, 2017 at 04:55AM by tired2017 http://ift.tt/2jpA2pw
