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Hey guys so I just recently turned 18 and have been thinking of opening an account so I don't have to hold all my paychecks in my drawer. I told my mom about this and then she said she wants me to open a joint account with her reasoning being that she want access to my money if I something bad happens to me or vice versa. My mom has a bunch of student loan debt and possibly credit card debt and i've read some horrible stories of creditors wiping out accounts and I guess i'm just worried about that. I mean I trust her with having access to my money but it's got me a bit paranoid that's all. Is there any options for us besides the join bank account route?



Submitted October 09, 2017 at 07:40AM by Ablstem http://ift.tt/2fWJC1v

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