I've been in the US for about a year and healthcare costs and system still baffle me. I have insurance through my company which comes out of my paycheck, and yet every time I've needed to go to the doctor/get exams, I needed to pay something. (sidebar: I cannot understand why I have to pay for each visit and exam if I'm paying every month for health care)
I broke my foot earlier this year and ended up paying a total of ~500 (if I add all office visits, emergency room visits, casts, etc). I can only imagine what 9 months of regular visits, exams and giving birth can add up to.
Should I look into HSA? Or should I focus on maxing out 401k and IRA contributions? What questions should I be asking about my company's HSA and healthcare options? If I don't spend all the money by the end of calendar year, does it rollover to the next year?
Submitted October 23, 2017 at 09:00AM by BrazilianTinaFey http://ift.tt/2xiRj9l
