First year filing taxes after graduating college. My husband is still in school. People are telling me that we should file separately, but not why this would be helpful. Can anyone help?

It's not quite tax season yet, but my husband and I typically file together because we have no reason not to.

Now I have around 60k in student loan debt that I start paying back next month. He has about 10k but he's still in school for another year so he's not required to make payments yet.

So should we file separately? If so, why?

Edit: I forgot an important part: I am going to be on IBR because my job is crappy right now and doesn't pay much. I'm working on finding something better but it will take time.

Submitted October 21, 2017 at 08:31AM by WintergreenGrin http://ift.tt/2gVKRPB