All,
This thread will serve as the official mega thread for discussing the recent equifax security breach.
Summary:
-
"Equifax Inc. said its systems were struck by a cyberattack that may have affected about 143 million U.S. customers of the credit reporting agency."
-
"Intruders accessed names, Social Security numbers, birth dates, addresses and driver’s license numbers...Credit card numbers for about 209,000 consumers were also accessed."
-
"Criminals took advantage of a "U.S. website application vulnerability to gain access to certain files" from mid-May through July of this year...The intruders also accessed dispute documents with personal identifying information for about 182,000 consumers."
-
"The company set up a website, http://ift.tt/2wNhTYY, that consumers can use to determine whether their information was compromised. It’s also offering free credit-file monitoring and identify-theft protection."
-
Read before using http://ift.tt/2wNhTYY - The terms of service for that website state in part "AGREEMENT TO RESOLVE ALL DISPUTES BY BINDING INDIVIDUAL ARBITRATION. PLEASE READ THIS ENTIRE SECTION CAREFULLY BECAUSE IT AFFECTS YOUR LEGAL RIGHTS BY REQUIRING ARBITRATION OF DISPUTES (EXCEPT AS SET FORTH BELOW) AND A WAIVER OF THE ABILITY TO BRING OR PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR OTHER REPRESENTATIVE ACTION. ARBITRATION PROVIDES A QUICK AND COST EFFECTIVE MECHANISM FOR RESOLVING DISPUTES, BUT YOU SHOULD BE AWARE THAT IT ALSO LIMITS YOUR RIGHTS TO DISCOVERY AND APPEAL."
-
The purpose of this sub is not to provide legal advice. That said, you should consider whether you want to use http://ift.tt/2wNhTYY in light of the above information. If you do use this site, understand that it may weaken or limit your future legal rights.
-
Identity Theft Wiki - Please see the identity theft wiki for steps to take if your identity has been stolen. You may wish to freeze your credit with the different reporting agencies. Note that their websites are currently under a heavy load and may be unresponsive.
Administrative Items:
-
All other threads on this topic will be locked to help keep the sub manageable. Much thanks and credit is due to u/drosophilawing, u/KlugReeOlympic, and many others for their timely posts and comments on this topic.
-
Initially, this thread will not be stickied as our experience is that stickies tend to be ignored by some users. We will sticky it at a future time if needed.
-
We've sent messages to the moderators of /r/legaladvice asking that they let their community know about this thread. Thank you in advance to anyone coming from their to help.
-
Our normal rules still apply to this thread with the exception that on-topic legal discussion directly related to this issue will be allowed.
-
Please keep in mind that political commentary and threats of violence are not allowed. To be clear, comments like "Good job America, this is why we need regulation" or "The executives should be killed for this" are not allowed.
Submitted September 08, 2017 at 10:32AM by Mrme487 http://ift.tt/2wezCXl
