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I'm a stupid 25 year old and only now starting to pay off my debt(s). I finally have had the balls to check my Credit Karma today and my credit score shows 418/399 between Transunion and Equifax respectively with a few Open Accounts including my Secured CC And Student Loans along with about 17 closed accounts, 7 derogatory marks, all from mostly quick payday loans I would take out in 2014 during a horrible, regretful time in my life.

I got a court summons for a CC this year and am currently paying that off ($450/month.)

Where on earth do I even begin tackling all of this debt?

I got a notice in the mail regarding my student loans and that they're going to default next week if I don't call them. The amount is like $25,000. Thought I should add this in there.

:,(



Submitted September 29, 2017 at 06:44AM by itsnangs http://ift.tt/2xKkPaH

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