I have never had a credit card, always paid cash for everything.
I have 2 derogatory marks that amount to $~300 I can pay this off immediately- how do I find who to pay? (I think it's medical bills)
What are my next steps for building credit? I've never owned a car (live in a major city) and don't have any student loans. So I don't have any monthly bills except for rent and phone.
I want to have better credit because there is no reason not to, is there even a card I can get right now with my kind of score?
What is my logical road map?
Submitted September 26, 2017 at 10:28AM by felixbaumgartner424 http://ift.tt/2xDlY40
